FL Fintel Lab
Private credit

Private credit diligence that doesn't stop at close

Fintel Lab connects borrower financial analysis, evidence-based diligence, offer and covenant templates, and ongoing covenant monitoring into a single deal desk built for direct lenders and private credit teams.

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What this capability brings together

Fintel links analysis to the evidence, people, workflow and decisions around it. The result is more useful than a standalone calculator or report generator.

Borrower financial analysis

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Evidence-based credit assessment

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Offer and covenant templates

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Covenant register and testing

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Automated compliance calendar

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Portfolio-wide risk alerts

Delivered inside a governed workspace with clear context, accountable review and a reusable decision trail.

Designed for the teams responsible for capital outcomes

Different participants can work from the same evidence while receiving the role-specific experience they need.

Direct lenders Private credit funds Business development companies Alternative capital providers

Explore the connected capital intelligence platform

Financial analysis built for capital decisions Turn financial records and operating data into governed analysis, forecasts, risk signals and decision-ready intelligence with Fintel Lab. See what the balance sheet says about capital readiness Assess liquidity, leverage, working capital, asset quality and funding capacity with evidence-linked balance sheet analysis. Turn cash movement into an actionable capital view Understand cash generation, runway, working-capital pressure and forecast scenarios before funding or investment decisions. Credit assessment with evidence, context and accountability Combine financial analysis, evidence completeness, risk signals and review workflows for faster, governed credit decisions. Understand liquidity before it becomes a funding emergency Measure liquidity, cash runway, working-capital pressure and resilience with decision-ready analysis from Fintel Lab. Move from document collection to decision-ready diligence Coordinate financial evidence, analysis, requests, findings and approvals in one governed financial due diligence workspace.